🤑 Financial Literacy for Adults and Kids

🤑 Financial Literacy for Adults and Kids

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Financial literacy the options you have for saving and investing it. Read articles or watch videos at your own pace. Apply to what is needed for your life.

How Compound Interest Benefits EVERYONE

Compound Interest Explained | NerdWallet

Compound interest can be an important tool to grow your balance, but how does it work? Banking Nerd Chanelle Bessett breaks down what compound interest is and how you can calculate and use it to start saving your money effectively. Suggested Articles: Compound Interest Calculator: https://www.nerdwallet.com/calculator/compound-interest-calculator?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_041624_social_cm_yt_vertical_promotionalexplainer_compound-interest-calculator Compare Online Brokers For Investing: https://www.nerdwallet.com/m/investing/standout-online-brokers-cs-2 Chapters: 0:00 - Intro 0:16 - What Is Compound Interest? 0:45 - Compound Interest Example 2:13 - Certificate of Deposit Explained 2:33 - Conclusion #NerdWallet #CompoundInterest #Saving Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Compound Interest Explained | NerdWallet https://www.youtube.com/c/nerdwallet

Compound Interest Explained | NerdWallet

🌳 Build Wealth for Your Kids

Bank Accounts

How to Write a Check | Step-by-Step Guide for Beginners | Money Instructor

Learn the essential steps and tips of check writing. Covering every step of filling out a check to someone from dating the check to dollars and cents, and the essential final signature. A lesson on the fundamentals of check writing. Even though many of us lean heavily on digital transactions, there are scenarios where paper checks are still the go-to or only method of payment, like rent or personal payments between friends. This video will guide you on how to correctly write a check, from filling in the date, correctly specifying the payee, writing the amount in numerals and words, to signing the check. Additional insights include the importance of the "Memo" section, and essential tips like using a pen in blue or black ink, starting a new check if mistakes are made, and tracking check transactions to avoid surprises. Check writing 101. Checking Playlist: https://www.youtube.com/playlist?list=PL8ILVzj8ksWYXseLMvcVZhhSCOlGw2RwA Banking Playlist: https://www.youtube.com/playlist?list=PL8ILVzj8ksWau2HfeJtFZHXnpOK-rROxQ More banking information and resources: ➡️https://content.moneyinstructor.com/category/personalfinance/banking-personalfinance For teaching check writing lessons and lesson plans: ➡️ https://www.moneyinstructor.com/wsp/writecheck.asp For teaching banking lessons and lesson plans: ➡️https://www.moneyinstructor.com/banking.asp SUBSCRIBE TO OUR YOUTUBE CHANNEL: 🔔https://www.youtube.com/c/moneyinstructor?sub_confirmation=1 Visit us at MoneyInstructor.com ➡️https://www.moneyinstructor.com/ WEBSITE: https://www.moneyinstructor.com TWITTER: https://twitter.com/moneyinstructor FACEBOOK: https://www.facebook.com/MoneyInstructor Money Instructor is the leading source for financial education and skills development. For over two decades, we have been assisting educators, students, parents, and others in teaching and learning about money skills, personal finance, money management, investing, business, and career development. We provide resources and tools to help teachers, parents, and institutions teach these crucial skills to young people. By doing so, we also aim to reinforce basic math, reading, vocabulary, and other fundamental skills that are essential for success in life. ------------------------------------------------------------------------------ #checkwriting #howtowriteacheck #banking #checking #bankingtips #bankingbasics #moneyinstructor #financialeducation #financialliteracy Money Instructor does not provide tax, legal or accounting advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your own situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing.

How to Write a Check | Step-by-Step Guide for Beginners | Money Instructor

Understanding Income and Expenses

Why An Annual Budget Check In Improves Your Finances | NerdWallet

Creating a budget is important for financial freedom, and doing a check in on your budget is just as important. Nikita Turk shares how revisiting your budget ensures you aren't budgeting for fee's that you no longer need, aren't overpaying for some services, and more. Suggested Articles: Budgeting 101: How to Budget Money: https://www.nerdwallet.com/article/finance/how-to-budget Financial Planning: A Step-by-Step Guide:https://www.nerdwallet.com/article/investing/what-is-a-financial-plan #NerdWallet #Budgeting #PersonalFinance Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Why An Annual Budget Check In Improves Your Finances | NerdWallet https://www.youtube.com/c/nerdwallet

Why An Annual Budget Check In Improves Your Finances | NerdWallet

Why Inflation is Important

How Inflation Impacts Your Bank Account | NerdWallet

Inflation is high right now, and we feel its impact across all areas in the economy. It's hard to tell what effect the macroeconomy is going to have on our personal finances. To plan accordingly we'll look at all factors like inflation and interest rates on a large scale so that you can understand how this will affect the economy. Suggested Articles: What The Fed Rate Increase Means: https://www.nerdwallet.com/article/banking/what-the-fed-rate-increase-means-for-savings-accounts What Is The Federal Reserve: https://www.nerdwallet.com/article/banking/federal-reserve Ask a Nerd: Will Interest Rates Continue to Rise?: https://www.nerdwallet.com/article/banking/ask-a-nerd-will-interest-rates-continue-to-rise #NerdWallet #Inflation #Economy Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com How Inflation Impacts Your Bank Account | NerdWallet https://www.youtube.com/c/nerdwallet

How Inflation Impacts Your Bank Account | NerdWallet

Protect Your Extra Cash from Inflation by Investing in Stocks

Stocks vs Crypto: Understanding Different Types of Investments | NerdWallet

Cryptocurrency and stocks are common types of investments that you can buy with the hopes that they will increase in value. However, they differ in some important ways that Andy Rosen will break down so you understand what you're buying. Suggested Articles: How to Pick Stock Investments: https://www.nerdwallet.com/article/investing/how-to-pick-stock-investments How to Research Stocks: https://www.nerdwallet.com/article/investing/how-to-research-stocks How to Invest in Cryptocurrency: https://www.nerdwallet.com/article/investing/how-to-invest-in-cryptocurrency #NerdWallet #Versus #Investing About Versus: Versus is all about financial decisions and weighing your options. Our financially-savvy Nerds break down two similar product or services explaining why they are different and who they work well for. In the end, you will have an understanding of each option and what could work for you! Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Stocks vs Crypto: Understanding Different Types of Investments | NerdWallet https://www.youtube.com/c/nerdwallet

Stocks vs Crypto: Understanding Different Types of Investments | NerdWallet

Living Below Your Means

Setting Financial Goals

Grow Your Savings With These 10 Budgeting Tips | NerdWallet

Maximize your budget by considering any of these money saving tips. From refinancing loans, discounts on entertainment spending to managing subscriptions and planning big purchases; Nikita Turk has your tips to growing your savings. Suggested Articles: How to Lower Your Bills: 38 Ways to Save: https://www.nerdwallet.com/article/finance/how-to-lower-your-bills How to Cancel Subscriptions on iPhone, iPad and Mac: https://www.nerdwallet.com/article/finance/how-to-cancel-subscriptions-on-iphone-ipad-mac How to Save Money Now (Before You Really Need It): https://www.nerdwallet.com/article/finance/how-to-save-money #NerdWallet #PersonalFinance #Budgeting Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com VIDEOTITLE https://www.youtube.com/c/nerdwallet

Grow Your Savings With These 10 Budgeting Tips | NerdWallet

Saving vs Investing

Saving vs Investing: The Smartest Place For Your Money | NerdWallet

We'd all like to make smart decisions with our hard-earned money but sometimes knowing what decision is best for you can be a little tricky. In this video, NerdWallet's Chanelle Bessette provides insight into whether it's better to focus on saving or investing. When it comes to financial planning, there's no one-size-fits-all approach. Some people choose to save everything they can, while others are more comfortable with a mix of savings and investing. The key is to find the right balance for your situation. Suggested Articles: Saving vs. Investing: When to Choose and How to Do It: https://www.nerdwallet.com/article/banking/saving-vs-investing-when-to-choose-how-to-do-it How to Invest Your Savings for Short-Term or Long-Term Goals: https://www.nerdwallet.com/article/investing/invest-savings-short-intermediate-long-term-goals Types of Savings Accounts: Where to Stow Your Cash: https://www.nerdwallet.com/article/banking/types-of-savings-accounts Chapters: 0:00 - Intro 0:24 - Accounting for Inflation 1:10 - The Importance of Saving 3:34 - Where To Put Your Money When Saving 4:48 - Long-term Investing 5:08 - Passive Investing Explained 5:48 - When To Save vs When To Invest #NerdWallet #Saving #Investing About Versus: Versus is all about financial decisions and weighing your options. Our financially-savvy Nerds break down two similar product or services explaining why they are different and who they work well for. In the end, you will have an understanding of each option and what could work for you! Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Saving vs Investing: The Smartest Place For Your Money | NerdWallet https://www.youtube.com/c/nerdwallet

Saving vs Investing: The Smartest Place For Your Money | NerdWallet
Portfolio+ G1Portfolio+ G1

Travel / Vacation Insurance

Travel/Vacation Insurance

Life Insurance

Understading Car Insurance

Taxes: If You Earn $13,850 or More

10 Tax Deductions to Consider This Tax Season | NerdWallet

Tax season is slowly approaching, with that, Nikita Turk has some insight on some tax breaks that could result in saving money and earning a bigger tax refund. #NerdWallet #TaxDeductions #Tax Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com 10 Tax Deductions to Consider This Tax Season | NerdWallet https://www.youtube.com/c/nerdwallet

10 Tax Deductions to Consider This Tax Season | NerdWallet

Creating a Budget

Analyzing The BEST Budgeting Apps For BETTER Money Management | NerdWallet

For the latest on budgeting apps, check out our new budgeting app review video - https://www.youtube.com/watch?v=aHk0dK4L_Ok&pp=ygUYYnVkZ2V0aW5nIGFwcCBuZXJkd2FsbGV0 Budgeting apps can make it easier and more convenient to track your finances than some traditional budgeting methods. In this video, we’ll take a look at some of the best apps available, and break down why they stand out from the pack. Chapters: 00:00 - Intro 01:31 - Most reviewed app 02:11 - Zero based budgeting app 03:02 - Envelope budgeting app 03:52 - Streamlining your finances app 04:29 - Budgeting with a partner 05:08 - Simple budgeting app 05:46 - Wrap up Suggested Articles: Budgeting 101: https://www.nerdwallet.com/article/finance/how-to-budget How to Choose a Budget System: https://www.nerdwallet.com/article/finance/how-to-choose-the-right-budget-system How to make a Monthly Budget: https://www.nerdwallet.com/article/finance/monthly-budget #NerdWallet #Budgeting #PersonalFinance Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Analyzing The BEST Budgeting Apps For BETTER Money Management | NerdWallet https://www.youtube.com/c/nerdwallet

Analyzing The BEST Budgeting Apps For BETTER Money Management | NerdWallet

Tracking Spending

Analyzing The BEST Budgeting Apps For BETTER Money Management | NerdWallet

For the latest on budgeting apps, check out our new budgeting app review video - https://www.youtube.com/watch?v=aHk0dK4L_Ok&pp=ygUYYnVkZ2V0aW5nIGFwcCBuZXJkd2FsbGV0 Budgeting apps can make it easier and more convenient to track your finances than some traditional budgeting methods. In this video, we’ll take a look at some of the best apps available, and break down why they stand out from the pack. Chapters: 00:00 - Intro 01:31 - Most reviewed app 02:11 - Zero based budgeting app 03:02 - Envelope budgeting app 03:52 - Streamlining your finances app 04:29 - Budgeting with a partner 05:08 - Simple budgeting app 05:46 - Wrap up Suggested Articles: Budgeting 101: https://www.nerdwallet.com/article/finance/how-to-budget How to Choose a Budget System: https://www.nerdwallet.com/article/finance/how-to-choose-the-right-budget-system How to make a Monthly Budget: https://www.nerdwallet.com/article/finance/monthly-budget #NerdWallet #Budgeting #PersonalFinance Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Analyzing The BEST Budgeting Apps For BETTER Money Management | NerdWallet https://www.youtube.com/c/nerdwallet

Analyzing The BEST Budgeting Apps For BETTER Money Management | NerdWallet

How to Avoiding Bad Spending

No Spend Challenge: The SECRET To Resetting Your Finances | NerdWallet

A no spend challenge can give you time to reevaluate your finances by removing unnecessary spending. Finance Nerd Nikita Turk takes on the challenge and shares her experience to help you know if a no spend month is sustainable and can help you with your finances. Along the challenge Turk shares tips to help you get through the challenge so that you save as much as you can. Suggested Articles: I Stopped Spending for a Month, and You Can Too: https://www.nerdwallet.com/article/finance/i-stopped-spending-for-a-month-and-you-can-too Overspent in December? Here’s How to Battle the January Blues: https://www.nerdwallet.com/article/finance/overspent-in-december-heres-how-to-battle-the-january-blues What to Consider Before Budgeting With the Cash-Stuffing Method: https://www.nerdwallet.com/article/finance/what-to-consider-before-budgeting-with-the-cash-stuffing-method Chapters: 0:00 - Intro 0:55 - No Spend Challenge Rules 1:45 - Start of No Spend Month 7:10 - Challenge Check-In 8:31 - End of No Spend Challenge 9:06 - Conclusion #NerdWallet #NoSpendChallenge #NoSpendMonth Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com No Spend Challenge: The SECRET To Resetting Your Finances | NerdWallet https://www.youtube.com/c/nerdwallet

No Spend Challenge: The SECRET To Resetting Your Finances | NerdWallet
Do This Every Time You Get Paid (5 Step Paycheck Routine) | NerdWallet

Marko from Whiteboard Finance is partnering with NerdWallet to provide the best financial education to you. This week Marko shares the most important steps to take when you get your paycheck: from investing, paying off debt, retirement planning, and saving. Get the NerdWallet app to start smart budgeting - https://apple.co/3t1QJ1Y Chapters: 0:00 - Intro 0:37 - Step 0: Paying Yourself First 1:25 - Step 1: Contributing to an Employer Match 2:29 - Step 2: Pay High-Interest Debt 4:04 - Step 3: Build Your Emergency Fund 5:19 - Step 4: Investing for Retirement 6:31 - Step 5: Bucket System for Different Savings #NerdWallet #Budgeting #PaycheckRoutine Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Do This Every Time You Get Paid (5 Step Paycheck Routine) | NerdWallet https://www.youtube.com/c/nerdwallet

Do This Every Time You Get Paid (5 Step Paycheck Routine) | NerdWallet

Emergency Fund

Managing Debt

Credit Scores and Reports

5 things to check on your credit report

To see your credit report for free with NerdWallet, click here: https://www.nerdwallet.com/blog/free-credit-report/ Three major credit bureaus — Equifax, Experian and TransUnion — track your financial data and turn it into credit reports. Those credit reports are then used in calculating your credit scores, so it’s good to know what’s on them. You can get a free copy from each bureau every 12 months from AnnualCreditReport.com. It’s also wise to check things more frequently than that. With NerdWallet, you can access your TransUnion credit report for free whenever you like, and we update it weekly. When you get a report, you’ll want to check these categories of info for accuracy: 1) Personal info: • Names you’ve used • Addresses you’ve lived at • Birthdate • Social Security number 2) Open accounts: • Creditor name • Account number • Credit limit • Your payment history 3) Closed accounts: • Creditor name • Who closed the account • Your payment history, including any late payments 4) Negative information, if any: • Judgments • Collections • Bankruptcies and liens 5) Inquiries on your credit: • You applied for credit • You checked your own credit • A creditor checked you out You can dispute errors on your credit reports with the bureau reporting them. It’s smart to get errors removed — they could lead to lower credit scores, which in turn may limit your access to credit or cause you to pay higher interest rates.

5 things to check on your credit report

Credit Cards

How to Choose The Best Cash Back Credit Card | NerdWallet

For most people, cash back cards are the best. Take your cash rewards, and spend them however you please. With cash back rewards, you know exactly what a dollar is worth...but which cash back card should you choose? Sally French breaks it down for you. Suggested Articles: 13 Best Cash Back Credit Cards of January 2023: https://www.nerdwallet.com/best/credit-cards/cash-back How to Choose a Cash-Back Credit Card: https://www.nerdwallet.com/article/credit-cards/how-to-choose-a-cash-back-credit-card How Do Cash-Back Credit Cards Work?: https://www.nerdwallet.com/article/credit-cards/how-do-cash-back-credit-cards-work #NerdWallet #CashBack #CreditCard Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com How to Choose The Best Cash Back Credit Card | NerdWallet https://www.youtube.com/c/nerdwallet

How to Choose The Best Cash Back Credit Card | NerdWallet
Cash-Back vs. Travel Rewards Credit Cards: Which is Better? | NerdWallet

So, you're looking for a rewards credit card. What should be in your wallet? A cash back or travel rewards one? In this video, Our Travel & Credit Card nerd, Sally French, explains the differences between the two options and the benefits and drawbacks to consider to help you make the best decision for your need. Suggested Articles: Cash Back vs. Travel: How to Choose Credit Card Rewards: https://www.nerdwallet.com/article/credit-cards/cash-back-vs-travel-how-to-choose-your-credit-card-rewards It's OK If Travel Rewards Cards Aren't for you: https://www.nerdwallet.com/article/credit-cards/travel-rewards-cards-arent-for-you Cash-Back Credit Cards Better Than Travel Cards for Most Americans, Survey Analysis Finds: https://www.nerdwallet.com/article/credit-cards/cash-back-vs-travel-rewards-credit-cards-study #NerdWallet #Versus #CreditCard About Versus: Versus is all about financial decisions and weighing your options. Our financially-savvy Nerds break down two similar product or services explaining why they are different and who they work well for. In the end, you will have an understanding of each option and what could work for you! Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Cash-Back vs. Travel Rewards Credit Cards: Which is Better? | NerdWallet https://www.youtube.com/c/nerdwallet

Cash-Back vs. Travel Rewards Credit Cards: Which is Better? | NerdWallet
When To Close A Credit Card (And How To Do It) | NerdWallet

Closing a credit card isn't always a great idea since it can reduce your available credit which has a negative impact on your credit score. Sally French shares some instances when it is a good idea to consider closing a credit card, along with helpful steps to do before you actually close your card. Suggested Articles: How to Cancel a Credit Card in 6 Steps: https://www.nerdwallet.com/article/credit-cards/closing-credit-card Chapters: 0:00 - Intro 0:34 - When Is Canceling A Credit Card Is A Good Idea? 0:45 - Example 1: Limiting Your Exposure To Fraud 1:17 - Example 2: Reducing The Number Of Cards You Have To Manage 1:33 - Example 3: If A Credit Card Has An Annual Fee 2:09 - Example 4: If The Credit Card Is Newer 2:29 - Example 5: If You Can't Control Your Spending With The Card 2:45 - Smart Steps To Cancel Your Credit Card #NerdWallet #CreditScore #ClosingACreditCard Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com When To Close A Credit Card (And How To Do It) | NerdWallet https://www.youtube.com/c/nerdwallet

When To Close A Credit Card (And How To Do It) | NerdWallet

Understanding Loans and Interest Rates

Banks vs Credit Unions: What's The Difference And Better Choice? | NerdWallet

The most common options for money storage are banks and credit unions. Nikita Turk breaks down the similarities and differences between the two, helping you find the best fit for you. Suggested Articles: Credit Unions vs. Banks: How to Decide: https://www.nerdwallet.com/article/banking/credit-unions-vs-banks What Is a Bank?: https://www.nerdwallet.com/article/banking/what-is-a-bank What Is a Credit Union? The Benefits of Membership: https://www.nerdwallet.com/article/banking/what-is-a-credit-union Chapters: 0:00 - Intro 0:30 - Similarities Between Banks and Credit Unions 0:50 - How Banks Work: Interest, FDIC Insurance, and More 4:04 - How Credit Unions Work: Benefits, Purpose, NCUA Insured, and More 6:05 - Credit Union Pros and Cons 6:23 - What Banks Offer 6:47 - What Credit Unions Offer 7:30 - 5 Factors When Choosing a Bank or Credit Union 8:26 - Conclusion About Versus: Versus is all about financial decisions and weighing your options. Our financially-savvy Nerds break down two similar product or services explaining why they are different and who they work well for. In the end, you will have an understanding of each option and what could work for you! #NerdWallet #Versus #Banking Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Banks vs Credit Unions: What's The Difference And Better Choice? | NerdWallet https://www.youtube.com/c/nerdwallet

Banks vs Credit Unions: What's The Difference And Better Choice? | NerdWallet
5 Things You NEED to Get Your First Business Loan | NerdWallet

So, you’re running your small business, but you need more capital to take things to the next level. It might be time to get your first business loan, but what impacts getting approved for a business loan? Small Business Nerd Randa Kriss shares 7 key factors that go into getting approved for a business loan along with detailed explanations and tips to help you on getting your first business loan. Suggested Articles: How to Apply for and Get a Business Loan in 6 Steps: https://www.nerdwallet.com/article/small-business/how-to-apply-small-business-loan?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_051024_social_cm_yt_vertical_promotionalexplainer_how-to Business Loan Requirements: 7 Things You’ll Need to Qualify: https://www.nerdwallet.com/article/small-business/how-to-qualify-for-small-business-loans?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_051024_social_cm_yt_vertical_promotionalexplainer_7-factors Chapters: 0:00 - Intro 0:22 - Factors That Go Into Your First Business Loan 0:32 - Credit Score 2:00 - Time In Business 2:20 - Business Finances 2:51 - Business Plan 3:34 - Collateral #NerdWallet #BusinessLoan #HowTo Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com 5 Things You NEED to Get Your First Business Loan | NerdWallet https://www.youtube.com/c/nerdwallet

5 Things You NEED to Get Your First Business Loan | NerdWallet

Retirement Planning

Are You Saving Enough For Retirement? | NerdWallet

There are countless factors to consider when deciding how much money to put away for retirement: your current economic circumstances, your desired standard of living, how long you want to work, and more. The sooner you make a plan to cover your retirement costs, the easier it will be to feel confident that you'll be comfortable in your golden years. Suggested Articles: How Much Should You Save For Retirement?: https://www.nerdwallet.com/article/investing/how-much-to-save-for-retirement How to Save for Retirement: https://www.nerdwallet.com/article/investing/how-to-save-for-retirement #NerdWallet #Retirement #Savings Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Are You Saving Enough For Retirement? | NerdWallet https://www.youtube.com/c/nerdwallet

Are You Saving Enough For Retirement? | NerdWallet

Apartment and Rent

What To Know When Renting An Apartment | NerdWallet

With the cost of houses reaching new highs and fluctuating interest rates, renting makes a lot of sense even if it means you don't own the property. While it can be cost effective, there are still some important things you should know before you sign your next lease. We tell you what you need to know before you start renting your next apartment. Suggested Articles: How Much Should I Spend on Rent?: https://www.nerdwallet.com/article/finance/money/how-much-should-i-spend-on-rent 6 Reasons Not to Skip Renters Insurance: https://www.nerdwallet.com/article/insurance/do-you-need-renters-insurance #NerdWallet #Apartment #Renting Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com What To Know When Renting An Apartment | NerdWallet https://www.youtube.com/c/nerdwallet

What To Know When Renting An Apartment | NerdWallet
Breaking Down If You Should Rent or Buy | NerdWallet

To rent or to buy, that IS the question. But how do you decide? There's a lot of ways you could look at it... as a strictly financial decision or based on where you are in your life and what your goals are (money and otherwise). You can also use a combo of the two. Kate shares some helpful insights to help you make the buying vs renting decision. NerdWallet Compare, Inc. NMLS 1617539 nmlsconsumeraccess.org Suggested Articles: Rent vs buy – what’s right for you?:https://www.nerdwallet.com/mortgages/rent-vs-buy-calculator Advice for Renters Priced Out of Homebuying: https://www.nerdwallet.com/article/mortgages/advice-for-renters-priced-out-of-homebuying #NerdWallet #Rent #HomeBuying Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Breaking Down If You Should Rent or Buy | NerdWallet https://www.youtube.com/c/nerdwallet

Breaking Down If You Should Rent or Buy | NerdWallet

Tips for Buying a Home

Discussing Every Step When Buying A Home | NerdWallet

When it comes to home buying, where do you even start? Kate Wood shares the benefit of focusing on the order of operation. Suggested Articles: Home Buying Checklist When Buying A Home: https://www.nerdwallet.com/article/mortgages/home-buying-checklist-steps-to-buying-house #NerdWallet #Home #HomeBuying Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Discussing Every Step When Buying A Home | NerdWallet https://www.youtube.com/c/nerdwallet

Discussing Every Step When Buying A Home | NerdWallet
How Much House Can You REALLY Afford? (How To Calculate) | NerdWallet

NerdWallet Compare, Inc. NMLS 1617539 nmlsconsumeraccess.org You want to buy a house, but how do you figure out what you can afford? Home Nerd Kate Wood shows you how you can come up with a monthly mortgage principal and interest payment that will work for you, taking into account the additional expenses of homeownership and what might be different from renting. Suggested Articles: How much house can I afford?: https://www.nerdwallet.com/mortgages/how-much-house-can-i-afford?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_032824_social_cm_yt_vertical_promotionalexplainer_house-calculator-tool How Much Money Do You Need to Buy a House?: https://www.nerdwallet.com/article/mortgages/really-costs-buy-home Chapters: 0:00 - Intro 0:48 - Nerdy Tip: Start With Your Finances 1:12 - Nerdy Tip: The Cost Of Your Home Should Be About 3x Your Annual Household Income 1:38 - The 28/36 Rule 2:31 - NerdWallet Home Budget Calculator 4:02 - Budget Considerations 5:45 - Home Warranty Tip 6:13 - Conclusion #NerdWallet #BuyingAHome #Budget Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com How Much House Can You REALLY Afford? (How To Calculate) | NerdWallet https://www.youtube.com/c/nerdwallet

How Much House Can You REALLY Afford? (How To Calculate) | NerdWallet

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