What is Compound Interest? - NerdWallet

Compound interest is the money your bank pays you on your balance — known as interest — plus the money that interest earns over time. It makes your money grow.

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Compound Interest Explained | NerdWallet

Compound interest can be an important tool to grow your balance, but how does it work? Banking Nerd Chanelle Bessett breaks down what compound interest is and how you can calculate and use it to start saving your money effectively. Suggested Articles: Compound Interest Calculator: https://www.nerdwallet.com/calculator/compound-interest-calculator?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_041624_social_cm_yt_vertical_promotionalexplainer_compound-interest-calculator Compare Online Brokers For Investing: https://www.nerdwallet.com/m/investing/standout-online-brokers-cs-2 Chapters: 0:00 - Intro 0:16 - What Is Compound Interest? 0:45 - Compound Interest Example 2:13 - Certificate of Deposit Explained 2:33 - Conclusion #NerdWallet #CompoundInterest #Saving Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Compound Interest Explained | NerdWallet https://www.youtube.com/c/nerdwallet

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Checking vs. Savings Accounts: The Difference - NerdWallet

Checking accounts give you many free ways to access your money, while savings accounts have higher interest rates. Learn about other ways they differ.

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Checking and Savings 101: Bank Accounts for Dummies

In this video, you'll learn about checking and savings accounts, how they are different, and why you need both! A checking and savings account allows you to spend and save money responsibly. They are arguably the two most important accounts you'll have for your entire adult life. Here is what you'll learn: - What Is a Checking Account? - What Is a Savings Account? - Why Do You Need a Checking & Savings Account? - When Should You Open a Checking and Savings Account? - Is a Checking or Savings Account Better? - Are Checking Accounts Necessary? - Are Savings Accounts Necessary? In under 3 minutes, you'll be a master at explaining and using your checking and savings account. This is a video everyone needs to watch if they want to master personal finance. Timestamps: 0:00 Checking & Savings 101 0:21 What Is a Checking Account? 1:17 What Is a Savings Account? 2:06 Savings Account Interest Rates 2:23 Online Savings Accounts Explained 2:36 Checking vs. Savings Accounts: Which Is Better? 3:10 Checking and Savings Recap Don't forget to follow us on Instagram - @SimpleMoneyLyfe https://www.instagram.com/simplemoneylyfe/ #money #personalfinance #savings #bank

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How to Cash a Check (And Save on Fees) - NerdWallet

Learn the three steps to cashing a check and where to go, especially retailers that charge low fees. But there's one place to avoid.

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Cheques: How To Write and Use Them - NerdWallet

A cheque is a paper payment method people use that tells their bank to pay someone else a specified amount of money. n

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How to Write a Check | Step-by-Step Guide for Beginners | Money Instructor

Learn the essential steps and tips of check writing. Covering every step of filling out a check to someone from dating the check to dollars and cents, and the essential final signature. A lesson on the fundamentals of check writing. Even though many of us lean heavily on digital transactions, there are scenarios where paper checks are still the go-to or only method of payment, like rent or personal payments between friends. This video will guide you on how to correctly write a check, from filling in the date, correctly specifying the payee, writing the amount in numerals and words, to signing the check. Additional insights include the importance of the "Memo" section, and essential tips like using a pen in blue or black ink, starting a new check if mistakes are made, and tracking check transactions to avoid surprises. Check writing 101. Checking Playlist: https://www.youtube.com/playlist?list=PL8ILVzj8ksWYXseLMvcVZhhSCOlGw2RwA Banking Playlist: https://www.youtube.com/playlist?list=PL8ILVzj8ksWau2HfeJtFZHXnpOK-rROxQ More banking information and resources: ➡️https://content.moneyinstructor.com/category/personalfinance/banking-personalfinance For teaching check writing lessons and lesson plans: ➡️ https://www.moneyinstructor.com/wsp/writecheck.asp For teaching banking lessons and lesson plans: ➡️https://www.moneyinstructor.com/banking.asp SUBSCRIBE TO OUR YOUTUBE CHANNEL: 🔔https://www.youtube.com/c/moneyinstructor?sub_confirmation=1 Visit us at MoneyInstructor.com ➡️https://www.moneyinstructor.com/ WEBSITE: https://www.moneyinstructor.com TWITTER: https://twitter.com/moneyinstructor FACEBOOK: https://www.facebook.com/MoneyInstructor Money Instructor is the leading source for financial education and skills development. For over two decades, we have been assisting educators, students, parents, and others in teaching and learning about money skills, personal finance, money management, investing, business, and career development. We provide resources and tools to help teachers, parents, and institutions teach these crucial skills to young people. By doing so, we also aim to reinforce basic math, reading, vocabulary, and other fundamental skills that are essential for success in life. ------------------------------------------------------------------------------ #checkwriting #howtowriteacheck #banking #checking #bankingtips #bankingbasics #moneyinstructor #financialeducation #financialliteracy Money Instructor does not provide tax, legal or accounting advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors regarding your own situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing.

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Your Guide to How to Budget Money - NerdWallet

Follow this guide to learn how to budget money. Create a budget using the 50/30/20 rule to split your income between needs, wants, savings and debt repayment.

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How to build a budget.

So, how much should you be spending? A budget is like a blueprint or a map. A way to move forward based on where you are right now. View the entire series at www.nerdwallet.com/blog/money-talks/

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What Is My Take-Home Income? - NerdWallet

One of the first steps to understanding your finances is understanding your income.

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Variable Expenses: Examples and How to Budget - NerdWallet

Variable expenses are costs that change over time, because the product price or your consumption changes. Examples may include gasoline, utilities or groceries.

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Why An Annual Budget Check In Improves Your Finances | NerdWallet

Creating a budget is important for financial freedom, and doing a check in on your budget is just as important. Nikita Turk shares how revisiting your budget ensures you aren't budgeting for fee's that you no longer need, aren't overpaying for some services, and more. Suggested Articles: Budgeting 101: How to Budget Money: https://www.nerdwallet.com/article/finance/how-to-budget Financial Planning: A Step-by-Step Guide:https://www.nerdwallet.com/article/investing/what-is-a-financial-plan #NerdWallet #Budgeting #PersonalFinance Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Why An Annual Budget Check In Improves Your Finances | NerdWallet https://www.youtube.com/c/nerdwallet

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The Current Inflation Rate is 3.4%. Here’s Why It Matters - NerdWallet

Inflation occurs when the price of goods and services increases over time, resulting in decreased purchasing power.

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How Inflation Impacts Your Bank Account | NerdWallet

Inflation is high right now, and we feel its impact across all areas in the economy. It's hard to tell what effect the macroeconomy is going to have on our personal finances. To plan accordingly we'll look at all factors like inflation and interest rates on a large scale so that you can understand how this will affect the economy. Suggested Articles: What The Fed Rate Increase Means: https://www.nerdwallet.com/article/banking/what-the-fed-rate-increase-means-for-savings-accounts What Is The Federal Reserve: https://www.nerdwallet.com/article/banking/federal-reserve Ask a Nerd: Will Interest Rates Continue to Rise?: https://www.nerdwallet.com/article/banking/ask-a-nerd-will-interest-rates-continue-to-rise #NerdWallet #Inflation #Economy Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com How Inflation Impacts Your Bank Account | NerdWallet https://www.youtube.com/c/nerdwallet

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What Is Stock? - NerdWallet

A stock is an investment that represents a share, or partial ownership, of a company. Stocks are one of the best ways to build wealth.

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Stocks vs Crypto: Understanding Different Types of Investments | NerdWallet

Cryptocurrency and stocks are common types of investments that you can buy with the hopes that they will increase in value. However, they differ in some important ways that Andy Rosen will break down so you understand what you're buying. Suggested Articles: How to Pick Stock Investments: https://www.nerdwallet.com/article/investing/how-to-pick-stock-investments How to Research Stocks: https://www.nerdwallet.com/article/investing/how-to-research-stocks How to Invest in Cryptocurrency: https://www.nerdwallet.com/article/investing/how-to-invest-in-cryptocurrency #NerdWallet #Versus #Investing About Versus: Versus is all about financial decisions and weighing your options. Our financially-savvy Nerds break down two similar product or services explaining why they are different and who they work well for. In the end, you will have an understanding of each option and what could work for you! Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Stocks vs Crypto: Understanding Different Types of Investments | NerdWallet https://www.youtube.com/c/nerdwallet

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How to Set New Money Goals - NerdWallet

Setting money goals like paying off debt can help you work toward the future you want. Here’s how to set financial goals in five steps.

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Grow Your Savings With These 10 Budgeting Tips | NerdWallet

Maximize your budget by considering any of these money saving tips. From refinancing loans, discounts on entertainment spending to managing subscriptions and planning big purchases; Nikita Turk has your tips to growing your savings. Suggested Articles: How to Lower Your Bills: 38 Ways to Save: https://www.nerdwallet.com/article/finance/how-to-lower-your-bills How to Cancel Subscriptions on iPhone, iPad and Mac: https://www.nerdwallet.com/article/finance/how-to-cancel-subscriptions-on-iphone-ipad-mac How to Save Money Now (Before You Really Need It): https://www.nerdwallet.com/article/finance/how-to-save-money #NerdWallet #PersonalFinance #Budgeting Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com VIDEOTITLE https://www.youtube.com/c/nerdwallet

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Saving vs. Investing: Know the Differences and How to Choose - NerdWallet

Considering saving vs. investing isn’t simple, but here's how to prioritize and when you might want to do one over the other.

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Saving vs Investing: The Smartest Place For Your Money | NerdWallet

We'd all like to make smart decisions with our hard-earned money but sometimes knowing what decision is best for you can be a little tricky. In this video, NerdWallet's Chanelle Bessette provides insight into whether it's better to focus on saving or investing. When it comes to financial planning, there's no one-size-fits-all approach. Some people choose to save everything they can, while others are more comfortable with a mix of savings and investing. The key is to find the right balance for your situation. Suggested Articles: Saving vs. Investing: When to Choose and How to Do It: https://www.nerdwallet.com/article/banking/saving-vs-investing-when-to-choose-how-to-do-it How to Invest Your Savings for Short-Term or Long-Term Goals: https://www.nerdwallet.com/article/investing/invest-savings-short-intermediate-long-term-goals Types of Savings Accounts: Where to Stow Your Cash: https://www.nerdwallet.com/article/banking/types-of-savings-accounts Chapters: 0:00 - Intro 0:24 - Accounting for Inflation 1:10 - The Importance of Saving 3:34 - Where To Put Your Money When Saving 4:48 - Long-term Investing 5:08 - Passive Investing Explained 5:48 - When To Save vs When To Invest #NerdWallet #Saving #Investing About Versus: Versus is all about financial decisions and weighing your options. Our financially-savvy Nerds break down two similar product or services explaining why they are different and who they work well for. In the end, you will have an understanding of each option and what could work for you! Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Saving vs Investing: The Smartest Place For Your Money | NerdWallet https://www.youtube.com/c/nerdwallet

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How Much Money Should I Save Each Month? - NerdWallet

The 50/30/20 budget suggests reserving 20% of your monthly paycheck for savings and debt. Base how much you save each month on your income, expenses and goals.

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Buying Life Insurance As An Investment - NerdWallet

Most permanent policies earn "cash value," which grows at a fixed or varied rate. Learn more about how life insurance can function like an investment.

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Is Life Insurance Worth It?

No one likes to think about life insurance, but you also don’t want to end up being a financial burden on your loved ones in case anything happens. Life insurance essentially pays a benefit to your loved ones, which can help replace income or pay off debts when you die. If you're wondering how much life insurance you might need, which type of insurance is best for your situation or how to go about getting it, follow these tips from Liz Weston, NerdWallet's personal finance expert. How Does Life Insurance Work? https://www.nerdwallet.com/blog/insurance/how-does-life-insurance-work/ How Much Life Insurance Do I Need? https://www.nerdwallet.com/blog/insurance/how-much-life-insurance-do-i-need/ Understanding Level Term Life Insurance: https://www.nerdwallet.com/article/insurance/level-term-life-insurance Find the Best Life Insurance for Your Family: https://www.nerdwallet.com/blog/insurance/family-life-insurance Subscribe to our channel and also follow us here: Facebook: https://facebook.com/nerdwallet Instagram: https://instagram.com/nerdwallet Twitter: https://twitter.com/nerdwallet

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Why You Need Insurance - NerdWallet

Insurance protects you from having to pay out of pocket if something bad happens. Learn about the types of coverage you need to avoid financial disaster.

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How Do Insurance Deductibles Work? - NerdWallet

An insurance deductible is what you pay for health, auto, homeowners and other types of insurance claims before your coverage kicks in.

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How does a health insurance Deductible work?

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How Does a Car Insurance Deductible Work? - NerdWallet

What is a car insurance deductible? It’s the amount you have to pay toward a claim before your insurance coverage kicks in to cover the rest.

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Understanding Auto Insurance: What’s ‘Full Coverage’ Car Insurance?

Full coverage' car insurance doesn't actually exist. When people use that term, they often mean a combination of coverages. Get a primer on the types of coverage in a car insurance policy that help protect you and your vehicle.

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2024 Federal Tax Brackets and Income Tax Rates - NerdWallet

The seven federal income tax brackets for 2024 are 10%, 12%, 22%, 24%, 32%, 35% and 37%. Your bracket depends on your taxable income and filing status.

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10 Tax Deductions to Consider This Tax Season | NerdWallet

Tax season is slowly approaching, with that, Nikita Turk has some insight on some tax breaks that could result in saving money and earning a bigger tax refund. #NerdWallet #TaxDeductions #Tax Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com 10 Tax Deductions to Consider This Tax Season | NerdWallet https://www.youtube.com/c/nerdwallet

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Your Guide to How to Budget Money - NerdWallet

Follow this guide to learn how to budget money. Create a budget using the 50/30/20 rule to split your income between needs, wants, savings and debt repayment.

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How to build a budget.

So, how much should you be spending? A budget is like a blueprint or a map. A way to move forward based on where you are right now. View the entire series at www.nerdwallet.com/blog/money-talks/

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50/30/20 Budget Calculator - NerdWallet

This calculator uses the 50/30/20 budget to suggest how much of your monthly income to allocate to needs, wants and savings.

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4 Budgeting Systems You Need to Know

The goal of budgeting systems is to help you get a sense of where your money is going and how you might want to adjust your spending. Each budgeting method uses a different approach to reach that goal, so choosing one is all about deciding what works best for you. It often comes down to what you are trying to do: Trim spending, pay off debt, or build savings for future goals, for example. It also depends on your own preferences in terms of how you like to track your spending. In this video, Personal Finance Expert Kim Palmer breaks down four of the most popular budgeting systems, so you can decide which is best for you. Helpful NerdWallet Tools Mentioned in this Video: Budget Worksheet: https://www.nerdwallet.com/article/finance/budget-worksheet Budget Calculator: https://www.nerdwallet.com/article/finance/nerdwallet-budget-calculator Read More: How to Choose the Right Budgeting System: https://www.nerdwallet.com/article/finance/how-to-choose-the-right-budget-system How to Save Money: https://www.nerdwallet.com/article/finance/how-to-save-money Subscribe to our channel and also follow us here: Facebook: https://facebook.com/nerdwallet Instagram: https://instagram.com/nerdwallet Twitter: https://twitter.com/nerdwallet

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Emergency Fund: What it Is and Why it Matters - NerdWallet

An emergency fund is a bank account with money set aside for big, unexpected expenses like job loss, medical bills and other emergencies.

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Emergency Funds: How Much To Save & How To Get Started

Wondering how much to save in an emergency fund? Sure, building an emergency fund may not be as exciting as saving for a dream vacation, but it is an essential part of creating financial security. It's there for you if you suddenly lose your job or face an unexpected expense. So instead of putting it off, learn how much to save in your emergency fund, how to get started, and more. NerdWallet's personal finance expert, Kimberly Palmer discusses what an emergency fund is used for, tips for starting one and where to put the money. Emergency Fund: What It Is and Why It Matters: https://www.nerdwallet.com/article/banking/savings/emergency-fund-why-it-matters Emergency Fund Calculator: How Much Will Protect You? https://www.nerdwallet.com/article/banking/emergency-fund-calculator Best Savings Accounts: https://www.nerdwallet.com/best/banking/savings-accounts Is Your Emergency Fund Too Big? https://www.nerdwallet.com/blog/investing/is-your-emergency-fund-too-big/ Subscribe to our channel and also follow us here: Facebook: https://facebook.com/nerdwallet Instagram: https://instagram.com/nerdwallet Twitter: https://twitter.com/nerdwallet

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Emergency Fund Calculator: How Much Should I Have? - NerdWallet

Answer a few basic questions on our emergency fund calculator about your main living expenses and find out how much you need to save to protect yourself.

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Why Credit Cards Aren't an Ideal Emergency Fund, and How to Build One - NerdWallet

When disaster strikes, you may need to turn to a credit card, and while some cards are better for this than others, it's not sustainable. Instead, if you can save (even a little) as you go, you'll have a true rainy-day fund.

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Good Debt vs Bad Debt?

Not all debt is created equal. To help you understand the difference between good and bad debt, NerdWallet debt writer Sean Pyles lays out a couple of different types of debt, including student loans, mortgages and personal loans, and highlights which ones are OK and which ones could wreak havoc on your finances. In this video, he also provides next steps and resources to help you feel more in control of your debt. Good Debt vs. Bad Debt: Know the Difference: https://www.nerdwallet.com/article/finance/good-debt-vs-bad-debt What Is Debt and How to Handle It: https://www.nerdwallet.com/article/finance/debt How to Get Out of Credit Card Debt in 4 Steps: https://www.nerdwallet.com/article/finance/credit-card-debt How to Pay Off Debt Fast: 7 Tips: https://www.nerdwallet.com/article/finance/find-extra-money-pay-debts Pay Off Debt: Tools and Tips: https://www.nerdwallet.com/blog/pay-off-debt/ Subscribe to our channel and also follow us here: Facebook: https://facebook.com/nerdwallet Instagram: https://instagram.com/nerdwallet Twitter: https://twitter.com/nerdwallet

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Good Debt vs. Bad Debt: Examples and Solutions - NerdWallet

Good debt like a mortgage or student loans can help you achieve goals. Bad debt can derail goals with costly interest rates. Here’s how to tell the difference.

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What Is Debt, and How Can You Pay It Off? - NerdWallet

Debt is money owed, but some debt is better than others. Here's what to know about various types of debt, including credit card debt and mortgages, and how to pay it.

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How to get out of debt.

Debt. Something nobody likes but everyone wants to get out of. We're going to show you how to crush it. View the entire series at www.nerdwallet.com/blog/money-talks/

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Guide to Credit Scores and Credit Score Ranges - NerdWallet

The credit score range is generally 300 to 850. A credit score gauges the likelihood of repaying debt. Focus on the biggest factors to build it.

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5 things to check on your credit report

To see your credit report for free with NerdWallet, click here: https://www.nerdwallet.com/blog/free-credit-report/ Three major credit bureaus — Equifax, Experian and TransUnion — track your financial data and turn it into credit reports. Those credit reports are then used in calculating your credit scores, so it’s good to know what’s on them. You can get a free copy from each bureau every 12 months from AnnualCreditReport.com. It’s also wise to check things more frequently than that. With NerdWallet, you can access your TransUnion credit report for free whenever you like, and we update it weekly. When you get a report, you’ll want to check these categories of info for accuracy: 1) Personal info: • Names you’ve used • Addresses you’ve lived at • Birthdate • Social Security number 2) Open accounts: • Creditor name • Account number • Credit limit • Your payment history 3) Closed accounts: • Creditor name • Who closed the account • Your payment history, including any late payments 4) Negative information, if any: • Judgments • Collections • Bankruptcies and liens 5) Inquiries on your credit: • You applied for credit • You checked your own credit • A creditor checked you out You can dispute errors on your credit reports with the bureau reporting them. It’s smart to get errors removed — they could lead to lower credit scores, which in turn may limit your access to credit or cause you to pay higher interest rates.

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How to get a perfect credit score

It's a good idea to work toward a better credit score, but should you strive for perfect? Even if you're feeling pretty good about your score, you may be wondering what a perfect credit score can unlock for you. In this video, Liz Weston, NerdWallet's personal finance expert and author of "Your Credit Score," discusses what a perfect credit score does (and doesn't) get you, what it takes to achieve a perfect credit score and general tips for maintaining a high score. What is the Highest Credit Score And Can You Reach ‘Perfect’? https://www.nerdwallet.com/article/finance/highest-credit-score 800 Credit Score: Good or Bad? https://www.nerdwallet.com/article/finance/800-credit-score? What Factors Affect Your Credit Scores? https://www.nerdwallet.com/article/finance/what-makes-up-credit-score When Is Your Credit Score High Enough? https://www.nerdwallet.com/article/finance/780-credit-score-good-bad A Simple ‘Recipe’ for Managing Your Credit Score: https://www.nerdwallet.com/article/finance/simple-way-manage-credit-score NerdWallet’s Smart Money Podcast: https://www.nerdwallet.com/blog/podcast/ Subscribe to our channel and also follow us here: Facebook: https://facebook.com/nerdwallet Instagram: https://instagram.com/nerdwallet Twitter: https://twitter.com/nerdwallet

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Why Your Credit Score Is Important - NerdWallet

Why is a credit score important? Because your score determines whether you get loans, the rates you pay and what kinds of financial options you have.

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What Factors Affect Your Credit Scores? - NerdWallet

In credit scoring, two factors matter a lot and the others aren’t as big a deal. Learn the biggest factors, so you know the best ways to build your scores.

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How to Get and Build Business Credit in 9 Steps

Build strong business credit by registering your business, getting a DUNS number, opening a business credit card and trade lines, and making debt repayments on time.

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What Is a Credit Card? - NerdWallet

What is a credit card? It allows you to borrow money from your bank to make your purchases, whether you’re buying a burger or a round-trip ticket to France.

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How to Choose The Best Cash Back Credit Card | NerdWallet

For most people, cash back cards are the best. Take your cash rewards, and spend them however you please. With cash back rewards, you know exactly what a dollar is worth...but which cash back card should you choose? Sally French breaks it down for you. Suggested Articles: 13 Best Cash Back Credit Cards of January 2023: https://www.nerdwallet.com/best/credit-cards/cash-back How to Choose a Cash-Back Credit Card: https://www.nerdwallet.com/article/credit-cards/how-to-choose-a-cash-back-credit-card How Do Cash-Back Credit Cards Work?: https://www.nerdwallet.com/article/credit-cards/how-do-cash-back-credit-cards-work #NerdWallet #CashBack #CreditCard Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com How to Choose The Best Cash Back Credit Card | NerdWallet https://www.youtube.com/c/nerdwallet

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Cash-Back vs. Travel Rewards Credit Cards: Which is Better? | NerdWallet

So, you're looking for a rewards credit card. What should be in your wallet? A cash back or travel rewards one? In this video, Our Travel & Credit Card nerd, Sally French, explains the differences between the two options and the benefits and drawbacks to consider to help you make the best decision for your need. Suggested Articles: Cash Back vs. Travel: How to Choose Credit Card Rewards: https://www.nerdwallet.com/article/credit-cards/cash-back-vs-travel-how-to-choose-your-credit-card-rewards It's OK If Travel Rewards Cards Aren't for you: https://www.nerdwallet.com/article/credit-cards/travel-rewards-cards-arent-for-you Cash-Back Credit Cards Better Than Travel Cards for Most Americans, Survey Analysis Finds: https://www.nerdwallet.com/article/credit-cards/cash-back-vs-travel-rewards-credit-cards-study #NerdWallet #Versus #CreditCard About Versus: Versus is all about financial decisions and weighing your options. Our financially-savvy Nerds break down two similar product or services explaining why they are different and who they work well for. In the end, you will have an understanding of each option and what could work for you! Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Cash-Back vs. Travel Rewards Credit Cards: Which is Better? | NerdWallet https://www.youtube.com/c/nerdwallet

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Stop Wasting Money on Credit Card Interest

A NerdWallet study found that the average U.S. household with revolving credit card debt pays almost $1,200 ($1,155) in interest charges each year. If interest rates rise like they’re expected to, the expense – and the stress – of carrying credit card debt is likely to only get worse. Which is why we invited our credit card expert, Greg Karp, on the channel to talk about 10 ways to save on credit card interest and stop wasting money. For more smart money moves from our experts: 5 Ways to Reduce Credit Card Interest: https://www.nerdwallet.com/article/credit-cards/5-ways-to-reduce-credit-card-interest How to Stop Wasting Your Money on Credit Card Interest: https://www.nerdwallet.com/article/credit-cards/stop-wasting-money-on-credit-card-interest How to Get Out of Credit Card Debt in 4 Steps: https://www.nerdwallet.com/article/finance/credit-card-debt Subscribe to our channel and also follow us here: Facebook: https://facebook.com/nerdwallet Instagram: https://instagram.com/nerdwallet Twitter: https://twitter.com/nerdwallet NerdWallet Compare, Inc. NMLS 1617539⁠ Link to the NMLS consumer access website: Nmlsconsumeraccess.org

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Banks vs Credit Unions: What's The Difference And Better Choice? | NerdWallet

The most common options for money storage are banks and credit unions. Nikita Turk breaks down the similarities and differences between the two, helping you find the best fit for you. Suggested Articles: Credit Unions vs. Banks: How to Decide: https://www.nerdwallet.com/article/banking/credit-unions-vs-banks What Is a Bank?: https://www.nerdwallet.com/article/banking/what-is-a-bank What Is a Credit Union? The Benefits of Membership: https://www.nerdwallet.com/article/banking/what-is-a-credit-union Chapters: 0:00 - Intro 0:30 - Similarities Between Banks and Credit Unions 0:50 - How Banks Work: Interest, FDIC Insurance, and More 4:04 - How Credit Unions Work: Benefits, Purpose, NCUA Insured, and More 6:05 - Credit Union Pros and Cons 6:23 - What Banks Offer 6:47 - What Credit Unions Offer 7:30 - 5 Factors When Choosing a Bank or Credit Union 8:26 - Conclusion About Versus: Versus is all about financial decisions and weighing your options. Our financially-savvy Nerds break down two similar product or services explaining why they are different and who they work well for. In the end, you will have an understanding of each option and what could work for you! #NerdWallet #Versus #Banking Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Banks vs Credit Unions: What's The Difference And Better Choice? | NerdWallet https://www.youtube.com/c/nerdwallet

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5 Things You NEED to Get Your First Business Loan | NerdWallet

So, you’re running your small business, but you need more capital to take things to the next level. It might be time to get your first business loan, but what impacts getting approved for a business loan? Small Business Nerd Randa Kriss shares 7 key factors that go into getting approved for a business loan along with detailed explanations and tips to help you on getting your first business loan. Suggested Articles: How to Apply for and Get a Business Loan in 6 Steps: https://www.nerdwallet.com/article/small-business/how-to-apply-small-business-loan?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_051024_social_cm_yt_vertical_promotionalexplainer_how-to Business Loan Requirements: 7 Things You’ll Need to Qualify: https://www.nerdwallet.com/article/small-business/how-to-qualify-for-small-business-loans?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_051024_social_cm_yt_vertical_promotionalexplainer_7-factors Chapters: 0:00 - Intro 0:22 - Factors That Go Into Your First Business Loan 0:32 - Credit Score 2:00 - Time In Business 2:20 - Business Finances 2:51 - Business Plan 3:34 - Collateral #NerdWallet #BusinessLoan #HowTo Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com 5 Things You NEED to Get Your First Business Loan | NerdWallet https://www.youtube.com/c/nerdwallet

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Guide to Early Retirement: How to Retire Early - NerdWallet

Learn five steps you need to take to retire early, then calculate when you might be able to retire with our early retirement calculator.

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Are You Saving Enough For Retirement? | NerdWallet

There are countless factors to consider when deciding how much money to put away for retirement: your current economic circumstances, your desired standard of living, how long you want to work, and more. The sooner you make a plan to cover your retirement costs, the easier it will be to feel confident that you'll be comfortable in your golden years. Suggested Articles: How Much Should You Save For Retirement?: https://www.nerdwallet.com/article/investing/how-much-to-save-for-retirement How to Save for Retirement: https://www.nerdwallet.com/article/investing/how-to-save-for-retirement #NerdWallet #Retirement #Savings Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Are You Saving Enough For Retirement? | NerdWallet https://www.youtube.com/c/nerdwallet

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How to Save for Retirement - NerdWallet

Our guide to how to save for retirement will walk you through which retirement accounts to use and how much to contribute to them.

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Retirement Plans Explained: 401(k), Roth IRA, and More.

Saving for retirement is great, and there are many types of retirement accounts that can help you get there. This is a high-level guide to some of the most common retirement plans out there, including an employer-sponsored (401)K, IRA and more. NerdWallet editor Arielle O'Shea shares the basics of each type of retirement account so that you can make an informed decision about how (and where) you want to save for retirement. Best Retirement Plans: Choose the Right Account for You: https://www.nerdwallet.com/blog/investing/best-retirement-plans-for-you/ Retirement Investments: A Beginner’s Guide: https://www.nerdwallet.com/article/investing/retirement-investments-beginners-guide IRA Contribution Limits for 2020: https://www.nerdwallet.com/article/investing/ira-contribution-limits IRA vs. 401(k): How to Choose: https://www.nerdwallet.com/article/investing/ira-vs-401k-retirement-accounts Retirement Planning: An Introduction: https://www.nerdwallet.com/article/investing/retirement-planning-an-introduction Subscribe to our channel and also follow us here: Facebook: https://facebook.com/nerdwallet Instagram: https://instagram.com/nerdwallet Twitter: https://twitter.com/nerdwallet --- Disclaimer: This video provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.

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First-Time Homebuyers - NerdWallet

Buying your first home can be exciting, but also overwhelming. The key to success is planning ahead. Our advice for first-time home buyers will help you navigate the process successfully.

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Discussing Every Step When Buying A Home | NerdWallet

When it comes to home buying, where do you even start? Kate Wood shares the benefit of focusing on the order of operation. Suggested Articles: Home Buying Checklist When Buying A Home: https://www.nerdwallet.com/article/mortgages/home-buying-checklist-steps-to-buying-house #NerdWallet #Home #HomeBuying Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Discussing Every Step When Buying A Home | NerdWallet https://www.youtube.com/c/nerdwallet

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12 Essential Tips for First-Time Home Buyers - NerdWallet Canada

Saving the right down payment, preparing for the mortgage stress test and looking for assistance programs, can reduce stress and save you money.

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How Much House Can You REALLY Afford? (How To Calculate) | NerdWallet

NerdWallet Compare, Inc. NMLS 1617539 nmlsconsumeraccess.org You want to buy a house, but how do you figure out what you can afford? Home Nerd Kate Wood shows you how you can come up with a monthly mortgage principal and interest payment that will work for you, taking into account the additional expenses of homeownership and what might be different from renting. Suggested Articles: How much house can I afford?: https://www.nerdwallet.com/mortgages/how-much-house-can-i-afford?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_032824_social_cm_yt_vertical_promotionalexplainer_house-calculator-tool How Much Money Do You Need to Buy a House?: https://www.nerdwallet.com/article/mortgages/really-costs-buy-home Chapters: 0:00 - Intro 0:48 - Nerdy Tip: Start With Your Finances 1:12 - Nerdy Tip: The Cost Of Your Home Should Be About 3x Your Annual Household Income 1:38 - The 28/36 Rule 2:31 - NerdWallet Home Budget Calculator 4:02 - Budget Considerations 5:45 - Home Warranty Tip 6:13 - Conclusion #NerdWallet #BuyingAHome #Budget Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com How Much House Can You REALLY Afford? (How To Calculate) | NerdWallet https://www.youtube.com/c/nerdwallet

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